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Leads sold toone agent.

Final expense and mortgage protection, straight into your CRM. Never shared, never resold as a fresh lead. Built for producers who want consistent $20K to $50K months, funded from a wallet you control.

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Incoming leads

Example
MB

Marcus Bell

TX · Final expense

Phone verified
DP

Donna Pierce

FL · Final expense

Phone verified

Sample view. These names and states are examples, not live activity.

  • Verified phone number
  • TCPA consent, TrustedForm
  • Exclusive to one agent
  • Real-time delivery
  • 7 qualifying questions
  • Matched to you

High intent leads,and the rules behind them.

High intent means the consumer answered every qualifying question for their product line and left a consent record doing it. Every number below is a rule the system enforces or a target we hold ourselves to, never an average.

1

Agent per lead. Never shared, never resold as a fresh lead.

100%

Of leads carry written TCPA consent and a TrustedForm certificate.

100%

Of phone numbers go through carrier validation. A number that fails it is never sold to anyone.

60 sec

Delivery runs every sixty seconds, straight into your CRM.

72 hrs

To flag a lead. Every dispute is reviewed by a person, and an upheld credit goes back to your wallet.

1 day

To build and host your CRM, ready within one business day.

Lead types.

Every lead comes from our own ads and our own form, and goes to one licensed agent. Two lines are on sale now, and three more are in the pipeline.

On sale now

Final expense

Qualifying questions

  • Age
  • Health conditions
  • Current care
  • Tobacco
  • Gender
  • Existing coverage
  • Who the coverage protects

Mortgage protection

Qualifying questions

  • Age
  • Health conditions
  • Current care
  • Tobacco
  • Gender
  • Mortgage payment
  • Household

Coming soon

Veteran

Final expense, veteran angle.

Trucker

Final expense, commercial driver angle.

IUL

Permanent coverage.

Tier types.

Premium

On sale now

  • Verified phone number
  • TCPA consent, TrustedForm certified
  • Exclusive to one agent
  • Real-time delivery
  • Simple disputes
  • 7 qualifying questions answered
  • Generated on our own landing page
  • Matched to you

Final expense and mortgage protection.

Standard

Coming soon

Aged

Coming soon

Current Premium prices: final expense $30 and mortgage protection $45 per lead. Prices are set in Connect and can change.

What your budget buys.

Drag to set a weekly budget and see how many Premium leads it buys, week by week.

$1,000

$250$4,000

≈ 33

Premium final expense leads a week, at $30 each.

Your first four weeks

133 leads

Current Premium prices: final expense $30, mortgage protection $45 per lead. Prices are set in Connect and can change. This shows what a budget buys, not how many leads your states will produce in a week. Lead spend only; our CRM is separate. The $10 left after four weeks stays in your wallet.

At $1,000 a week, about 33 final expense leads a week, 133 over four weeks.

Our CRM,built for you.

We build and host a CRM for you within one business day, for $199 a month. Every lead you buy goes straight into it with the consumer’s form answers attached, so you open it and dial.

  • Built and hosted for you, ready within one business day.
  • Every lead you buy lands in it by itself, with the consumer's form answers attached.
  • Every answer is written onto the contact, so you read the lead before you dial.
  • Switch to your own CRM later and the monthly charge stops.

Real demand,sold to one agent.

Nearly half of U.S. adults have no life insurance, so demand was never the problem. Reaching it is, and most vendors still sell one “exclusive” lead to four to eight agents. Ours is sold to one agent. Never shared, never resold as a fresh lead.

51%

of U.S. adults own life insurance today, so nearly half go without.

100M+

American adults say they need life insurance, or more than they carry.

108K

life insurance agents nationwide, most still fighting over the same rented lists.

4 to 8

Agents most vendors sell a single “exclusive” lead to, all dialing the same person.

1

Agent each Flow Vantage lead is sold to. Never shared.

0

Leads bought from a list, a broker or an aggregator. Every one comes from our own ads and our own form.

Sources: LIMRA 2025 Insurance Barometer Study; U.S. agent counts vary by source. The four to eight is typical of the industry and illustrative. The one and the zero describe how Flow Vantage sells its own leads and where they come from.

Three stepsto your first lead.

  1. 01

    Your account.

    Pick at least three states you are licensed in and the lead types you sell, then accept the agent agreement. Leads only match where you can write, and under three states there is almost nothing to match.

  2. 02

    Your CRM and wallet.

    Connect your own CRM, or have us build and host one within one business day for $199 a month. Then fund your wallet with a one-time top-up, or a weekly funding plan that runs four weeks. The minimums are shown in Connect.

  3. 03

    Your leads.

    Leads go straight into your CRM with their form answers attached. You call, you close.

Common questions.

Pick your states.Start buying.

Create your account, pick at least three licensed states, connect your CRM, accept the agent agreement, and fund your wallet.

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Not ready to fund a wallet? Book a call and we will tell you whether your states have the volume first.

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